Orchestration Core.
Route by BIN, GEO, MCC, amount, and risk score with automatic failover.
iGaming • Forex • PSPs/Resellers & more
Accept payments anywhere and keep control, end-to-end.
PayEra combines multi-acquirer routing with daily stablecoin settlements for high-risk merchants, engineered for privacy, uptime, and full custody.
All-in-one high-risk payment platform.
Risk & Disputes.
Velocity rules, device/behavior checks, blacklist/whitelist, alerts, and chargeback flows (Ethoca/Verifi compatible).
Privacy & Uptime.
Data-minimized processing with AES-256 at rest, TLS 1.3 in transit, hardware-backed keys, and a multi-region mesh delivering 99.95% uptime.
We don’t hoard PII. We only store what’s required, for as long as required.
Access is scoped, logged, and rotated.
If a zone sneezes, traffic fails over in seconds without customer impact.
// payera.global — API integration import crypto from "node:crypto"; const API="https://api.payera.global/v1"; const KEY=process.env.PAYERA_API_KEY, WHSEC=process.env.PAYERA_WEBHOOK; export async function createCheckout(res){ const r=await fetch(`${API}/payments`,{ method:"POST", headers:{Authorization:`Bearer ${KEY}`,"Content-Type":"application/json"}, body:JSON.stringify({amount:510000,currency:"USD",methods:["card","bank","apm","crypto"], settleIn:"USDT",successUrl:"https://merchant.com/success",cancelUrl:"https://merchant.com/cancel"}) }); res.redirect((await r.json()).url); } export const verify=(raw,sig)=>`sha256=${crypto.createHmac("sha256",WHSEC).update(raw).digest("hex")}`===sig;
APIs & Hosted Checkout.
Integrate fast or just send a link. Go live in <15 minutes via REST/webhooks or launch instantly with a hosted checkout and prebuilt components. Prefer no code? Create payment links in the dashboard. One unified endpoint covers every payment rail.
Orchestration Core.
Route by BIN, GEO, MCC, amount, and risk score with automatic failover.
Risk & Disputes.
Velocity rules, device/behavior checks, blacklist/whitelist, alerts, and chargeback flows (Ethoca/Verifi compatible).
Privacy & Uptime.
Data-minimized processing with AES-256 at rest, TLS 1.3 in transit, hardware-backed keys, and a multi-region mesh delivering 99.95% uptime.
We don’t hoard PII. We only store what’s required, for as long as required.
Access is scoped, logged, and rotated.
If a zone sneezes, traffic fails over in seconds without customer impact.
// payera.global — API integration import crypto from "node:crypto"; const API="https://api.payera.global/v1"; const KEY=process.env.PAYERA_API_KEY, WHSEC=process.env.PAYERA_WEBHOOK; export async function createCheckout(res){ const r=await fetch(`${API}/payments`,{ method:"POST", headers:{Authorization:`Bearer ${KEY}`,"Content-Type":"application/json"}, body:JSON.stringify({amount:510000,currency:"USD",methods:["card","bank","apm","crypto"], settleIn:"USDT",successUrl:"https://merchant.com/success",cancelUrl:"https://merchant.com/cancel"}) }); res.redirect((await r.json()).url); } export const verify=(raw,sig)=>`sha256=${crypto.createHmac("sha256",WHSEC).update(raw).digest("hex")}`===sig;
APIs & Hosted Checkout.
Integrate fast or just send a link. Go live in <15 minutes via REST/webhooks or launch instantly with a hosted checkout and prebuilt components. Prefer no code? Create payment links in the dashboard. One unified endpoint covers every payment rail.
Orchestration Core.
Route by BIN, GEO, MCC, amount, and risk score with automatic failover.
Risk & Disputes.
Velocity rules, device/behavior checks, blacklist/whitelist, alerts, and chargeback flows (Ethoca/Verifi compatible).
Privacy & Uptime.
Data-minimized processing with AES-256 at rest, TLS 1.3 in transit, hardware-backed keys, and a multi-region mesh delivering 99.95% uptime.
We don’t hoard PII. We only store what’s required, for as long as required.
Access is scoped, logged, and rotated.
If a zone sneezes, traffic fails over in seconds without customer impact.
// payera.global — API integration import crypto from "node:crypto"; const API="https://api.payera.global/v1"; const KEY=process.env.PAYERA_API_KEY, WHSEC=process.env.PAYERA_WEBHOOK; export async function createCheckout(res){ const r=await fetch(`${API}/payments`,{ method:"POST", headers:{Authorization:`Bearer ${KEY}`,"Content-Type":"application/json"}, body:JSON.stringify({amount:510000,currency:"USD",methods:["card","bank","apm","crypto"], settleIn:"USDT",successUrl:"https://merchant.com/success",cancelUrl:"https://merchant.com/cancel"}) }); res.redirect((await r.json()).url); } export const verify=(raw,sig)=>`sha256=${crypto.createHmac("sha256",WHSEC).update(raw).digest("hex")}`===sig;
APIs & Hosted Checkout.
Integrate fast or just send a link. Go live in <15 minutes via REST/webhooks or launch instantly with a hosted checkout and prebuilt components. Prefer no code? Create payment links in the dashboard. One unified endpoint covers every payment rail.
Move funds at internet speed.
Instant Pay-ins and Pay-outs
Accept money through cards, local methods, and P2P rails. Settle out in USDT/USDC on T+0/T+1 cycles with reconciliation that actually balances.
Pay-ins
Cards (Visa/Mastercard), APMs, P2P rails, bank transfers where supported. Smart routing to maximize auth rate and minimize fees. 3-D Secure, tokenization, saved payment methods.
Pay-ins
Cards (Visa/Mastercard), APMs, P2P rails, bank transfers where supported. Smart routing to maximize auth rate and minimize fees. 3-D Secure, tokenization, saved payment methods.
Pay-ins
Cards (Visa/Mastercard), APMs, P2P rails, bank transfers where supported. Smart routing to maximize auth rate and minimize fees. 3-D Secure, tokenization, saved payment methods.
Pay-outs
Daily USDT/USDC settlements where permitted fully automated using smart contracts (open-sourced); fiat options by GEO. Split settlements across wallets or accounts; configurable cut-offs. Downloadable payout statements.
Pay-outs
Daily USDT/USDC settlements where permitted fully automated using smart contracts (open-sourced); fiat options by GEO. Split settlements across wallets or accounts; configurable cut-offs. Downloadable payout statements.
Pay-outs
Daily USDT/USDC settlements where permitted fully automated using smart contracts (open-sourced); fiat options by GEO. Split settlements across wallets or accounts; configurable cut-offs. Downloadable payout statements.
Reconciliation
Line-item ledger, FX and fee breakdowns, and automated variance checks. Webhooks for status changes (authorized, captured, settled, disputed).
Reconciliation
Line-item ledger, FX and fee breakdowns, and automated variance checks. Webhooks for status changes (authorized, captured, settled, disputed).
Reconciliation
Line-item ledger, FX and fee breakdowns, and automated variance checks. Webhooks for status changes (authorized, captured, settled, disputed).
Borderless Accounts
Get paid locally.
Operate globally.
Issue named receiving accounts in supported regions so partners can pay you like a local.
Funds flow into your PayEra balance and settle on your chosen schedule.
Why it helps?
Reduce cross-border friction and fees
Improve payout timing from partners and affiliates
Keep visibility: every credit ties back to a source and invoice
Borderless Accounts
Get paid locally.
Operate globally.
Issue named receiving accounts in supported regions so partners can pay you like a local.
Funds flow into your PayEra balance and settle on your chosen schedule.
Why it helps?
Reduce cross-border friction and fees
Improve payout timing from partners and affiliates
Keep visibility: every credit ties back to a source and invoice
Map Coverage (All Solutions)
See what’s live, by region and method.
A single view of every rail you can use today, plus what’s coming next.
Current coverage by region and method below* :
Europe / EEA
Visa/MC, SEPA Instant (virtual IBANs)
United Kingdom
Visa/Mastercard, Faster Payments (GBP virtual accounts)
Brazil
Cards, PIX
Mexico
Cards, SPEI
Canada
Cards, Interac e-Transfer
*Subject to change as we roll out improvements.
We often have more options than listed—reach out.
*Subject to change as we roll out improvements.
We often have more options than listed—reach out.
Signup for PayEra today
Move My Processing Here & Settle Daily
In USDT/USDC
No upfront fees & rolling-reserve-free plans.Stablecoin treasury, daily payouts where permitted,
and finance-grade reconciliation exports.
Signup for PayEra today
Move My Processing Here & Settle Daily
In USDT/USDC
No upfront fees & rolling-reserve-free plans.Stablecoin treasury, daily payouts where permitted,
and finance-grade reconciliation exports.