COMPLIANCE & DISCLAIMERS.
PayEra is a payment aggregator and technology provider. We are not a bank, EMI, money transmitter, or custodian. We provide connectivity, orchestration, and tooling; payment processing and settlement are performed by third-party, duly licensed providers/acquirers selected by the merchant. Stablecoin settlements currently supported on USDT TRC20 and USDC ERC20/TRC20.
KYC: Business KYC only. We do not store end‑customer PII beyond what’s required for transaction processing.
Regulatory Compliance: PayEra complies with applicable EU regulations, including GDPR for data protection and AML/CTF standards through our partners. We partner exclusively with licensed PSPs to ensure secure and compliant payment processing. Processing availability is subject to local laws and card‑network rules. We do not process illegal content, sanctions‑restricted parties, or jurisdictions under comprehensive trade embargo.
No Fund Holding: PayEra does not hold, store, or custody user funds. All financial transactions are facilitated directly by licensed third-party PSPs. No safekeeping of client funds.
Risk Disclosure: Payment aggregation services involve risks such as transaction delays, partner downtime, or quarantines if flagged by AML or network rules. Funds are never frozen arbitrarily. Service availability, pricing, limits, and settlement timings are provider-dependent and may change. Merchants remain responsible for their own compliance, KYC/KYB, AML/CTF obligations, adherence to our Acceptable Use Policy, and reviewing partner terms.
Disclaimer: Services are provided "as is" without warranties. PayEra is not a financial institution and does not provide financial advice.